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Take control with debt consolidation

Tired of juggling multiple debts?

 

Turn them into one easy-to-handle payment with a lower interest rate, starting at 7.74%*. Debt consolidation can lower your monthly bills

and help you become debt-free faster. It's quick, easy, and we're here to help every step of the way.

 

 
Web Icon_Lower your monthly bills

Lower your monthly bills

 

Find more financial breathing room each month.

Web Icon_Simplify your finances

Simplify your finances

 

Life's easier with only one bill.

Web Icon_Become debt-free faster

Become debt-free, faster

 

With lower rates, you're actually paying down your debt, not just the interest.

A LOW RATE THAT WILL NEVER CHANGE.

Debt Consolidation Loan Rates
AS LOW AS
7.74%*

 

GET THE GUIDE THAT WILL HELP YOU ACHIEVE FINANCIAL FREEDOM

 

eBook Mock Up

Reset Your Debt: A Guide to Managing Your Debt was created to help you manage your financial responsibilities with ease. Whether you're facing debt for the first time or seeking a fresh start, this comprehensive eBook offers a straightforward method to efficiently manage your debts.

 

DOWNLOAD THE FREE GUIDE.

 

 

MAKE PROGRESS WITH YOUR PAYMENTS TODAY.

Getting a debt consolidation loan is quick and easy. Here's what you need to complete your application: 

 

  • Proof of income/Paycheck stub*

  • Statement(s) from your credit cards or loans that you wish to consolidate

*Please note, proof of income may not be required if your full direct deposit is with Louisiana FCU.


 

 

 

GET ANSWERS TO FREQUENTLY ASKED QUESTIONS ABOUT DEBT CONSOLIDATION.

What is debt consolidation?

Debt consolidation is the act of combining multiple debts into a single, more manageable loan.

How does debt consolidation differ from other debt relief options?

  • Debt consolidation is taking out a single loan to wrap all of your debt into one payment.
  • Debt relief is where debt settlement companies renegotiate, settle or change the terms of a person’s debt to a creditor.

What types of debts can be consolidated?

Different debt types include credit cards, store cards, tuition loans (not funded by the federal government), gas cards and unsecured personal loans not funded by Louisiana FCU can all be consolidated.

Will debt consolidation affect my credit score?

Debt consolidation is combining your debts into one payment which can increase your credit score when you make consistent on time payments. When you have one payment it can also reduce the risk of late payments which have negative impacts on your credit.

Is debt consolidation right for me?

See for yourself. Use this calculator to determine if you should consolidate your debts into one loan.

*Debt consolidation offer good for credit cards, tuition loans (not funded by the federal government), and personal loans. Offer excludes vehicle loans, home loan and all existing loans with Louisiana Federal Credit Union. No discounts apply. Floor rate of 7.74%APR applies.

 

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